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銀行公會︰商業房地產仍處於調整周期 但銀行業風險可控
即時財經
發佈： 2026-01-21 22:15
撰文： 無綫新聞
銀行公會指，商業房地產仍處於調整周期，但銀行業風險可控。
香港銀行公會主席孫煜表示︰「本港2025年受惠於出口增長和內需的擴張，整體增長是穩健的，住宅的物業市場實際上是逐漸回暖的，當然由於外部環境，還存有不確定性，在需求及利率環境等因素的影響下，香港的商業房地產，還處在一個調整期，那從香港銀行實際上，一直是審慎管理貸款風險，包括密切關注市場的發展，全面評估授信客戶的資產質量、財務狀況、還款能力，審慎作出撥備安排，我相信整個香港銀行業的整體的風險是可控的，這個信用風險。」
香港銀行公會主席孫煜表示︰「本港2025年受惠於出口增長和內需的擴張，整體增長是穩健的，住宅的物業市場實際上是逐漸回暖的，當然由於外部環境，還存有不確定性，在需求及利率環境等因素的影響下，香港的商業房地產，還處在一個調整期，那從香港銀行實際上，一直是審慎管理貸款風險，包括密切關注市場的發展，全面評估授信客戶的資產質量、財務狀況、還款能力，審慎作出撥備安排，我相信整個香港銀行業的整體的風險是可控的，這個信用風險。」
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