＜One Night At A Time＞
From alleyways to cafes, Pearl Magazine reveals how a growing number of homeless are seeking short-term shelter from HK's impossible housing costs.

Reporter: Alice Kan

＜What's The Point?＞
And, how some people are taking credit card rewards - and spending - to the limit. We discover the perks and perils of all that plastic.

Reporters: Lee Ching Yan, Ambrose Li

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